Legal notice

Updated 20 October 2026

Publisher

MOE CAPITAL, a French single-shareholder simplified joint-stock company (SASU) with share capital of €1,000, registered with the Castres Trade and Companies Register (RCS) under number 979 936 085 (SIRET 979 936 085 00013), EU VAT number FR70979936085.
Registered office: 95 impasse des Garennes, 81710 Saïx, France.
Publication director: Hocine Bechaoui, president.
Contact: [email protected].

"MOE CAPITAL Digital" is a trade name of MOE CAPITAL. The products are offered in the Gumroad store lesbonsmots.gumroad.com.

Hosting

This site is hosted by Cloudflare, Inc., 101 Townsend Street, San Francisco, CA 94107, United States (Cloudflare Pages). Static site, with no database and no user accounts.

Sales, prices and payment

The digital products shown on this site are sold and delivered through Gumroad (Gumroad, Inc.), which collects payment, issues the invoice and delivers the files. Purchases are governed by the terms of sale and by the Gumroad product page at the time of the order.

Price display: products for business buyers are shown excluding tax; products for individuals are shown including VAT for UK buyers ("inc. VAT"), and before sales tax in the United States, where sales tax may be added depending on the state. The tax due is calculated by Gumroad according to the buyer's country.

Consumers

Personal data, cookies and trackers

This site sets no cookies, uses no analytics or advertising trackers, and collects no personal data. No form is hosted on this site and no font or script is loaded from a third-party service. Purchases and any messages take place on Gumroad, whose privacy policy applies. The host may keep technical connection logs for security purposes.

For any request about your data (access, correction, deletion), write to the contact address above.

Intellectual property

All content on this site (texts, structure, stylesheet, illustrations) and the products sold (workbooks, guides, templates) are protected by copyright and belong to MOE CAPITAL. Any reproduction or distribution, in whole or in part, without written permission is prohibited, except short quotations with the source. Buying a product grants a license of use whose scope is stated on the product page; it does not transfer ownership.

Nature of the content and liability

The articles and products are educational content and method tools, written with the help of artificial intelligence. They are not legal, financial, tax, accounting, medical or investment advice, and do not replace a qualified professional. Prices, rates, deadlines and rules quoted are reference points at the stated date, with sources; they vary by place, project and regulations in force. Figures in the examples are fictitious. MOE CAPITAL cannot be held liable for decisions made on the basis of this content, nor for temporary unavailability of the site.

External links

Links to third-party sites (Gumroad, official sources) are provided for information; MOE CAPITAL has no control over their content.

Governing law

This site is governed by French law. Failing an amicable solution, disputes fall within the jurisdiction of the courts of the publisher's registered office, subject to the mandatory rules protecting consumers.

The French version (mentions légales) prevails in case of discrepancy.