Household budget
Free Monthly Budget Planner | Simple Excel Budget + Grocery Unit Price Checker
A free, simple monthly budget in Excel (money in, money out, what's left) with a grocery unit price checker. Pick your currency sign.
Who it is for
Anyone who wants a first, simple budget, one month at a time: students, apprentices, a first flat or apartment, retirees, a household taking stock. No Excel skills needed: mint cells are yours, everything else is calculated.
What you get
Money in, money out, what's left: a free, simple Excel budget for one month, and a grocery checker that shows which pack is really cheaper.
The Free Monthly Budget Planner is a workbook with no macros, for Excel 2016 or later. You pick the currency sign ($, £ or €) and it shows in every header. It arrives filled with a fictitious month (Alex, 21, a full-time student sharing a flat) so you can see every calculation before you type your own numbers.
What you get
- Free-Monthly-Budget-Planner.xlsx – 3 tabs, native formulas only:
- Start Here: the 4-step start, colour key, what this free version does not do.
- My Month: money in, fixed bills, flexible spending and saving, planned at the start of the month and actual as it goes; differences, statuses, what's left after fixed bills, the balance and the savings rate are calculated.
- Grocery Unit Price: the price per unit between pack sizes and stores, the cheapest line flagged and the saving on the quantity you buy.
What this free version does not do
- One month at a time: no 12-month plan and no yearly bills smoothed over the year.
- No profiles, no energy or utilities readings, no car cost, no debts, no taxes or council tax, no personal inflation.
- No bank connection and no advice: it organises and calculates, you decide. No tax or benefit calculation, and no recommendation of any investment, product or provider.
If one day you want the whole year, 6 profiles and sinking funds, the full Household Budget Planner exists in the same store (US edition $12, UK edition £12 including VAT, Excel + PDF guide). You don't need to buy anything to use this one.
Quality
No macros, no add-ins. Built in Excel with functions that Google Sheets also supports (no macros, no XLOOKUP, LET, LAMBDA or dynamic arrays). If you import it into Google Sheets, check charts, colours and drop-down lists after import. Recalculated in Excel with 0 formula errors and checked against an independent calculation of the sample data.
License
Personal use · resale and redistribution prohibited · free, pay what you want
Sold through Gumroad, which collects payment and issues the invoice. Consumers: 14-day withdrawal right, legal guarantee of conformity for digital content, SMP consumer mediator. Details in the terms of sale and the legal notice.